Nowhere near it — yet. We need to be clear on something: Yes, the market went up yesterday. But in my (admittedly weird) approach to markets, that places us only about where we were two weeks ago. Yeah, sure, the Dow is in record country and so is the S&P. But in our work, the … Read More

WARNING: Mr. Grinch is at the keyboard. I love this time of the year – but hate it almost as much. Because of the gifting, mostly. Don’t get me wrong, the National Bank of Dad doesn’t mind sending out a few little goodies, but a gift should always have an element of surprise and should … Read More

Companies have them, but why should they have all the fun?  They form the basis for a lot of budgeting work and setting the action and work plans for the coming year. So why not use a similar approach for yourself?  I mean, you do have a personal income statement  and an expense line or … Read More

There’s a notion that markets predict the future. Oh, not like you will see a red pick-up truck turning right at 9:17:44 AM today. No, it’s more like “We, the collective forces of the market, see a bell-shaped distribution of probable earnings and profits of this (or that) somewhere between nine months and 2-years into … Read More

After 2001 – Twin Towers – and the somewhat suspicious (too fast) roll-out of the so-called “Patriot Act” a number of people I know quit flying. Oh, not that they were on the no-fly list. But since they don’t take crap and understand people’s right to quietly “be” anywhere in the country, they didn’t want … Read More

That’s it. Don’t bother getting out of bed. Futures are up 70, and save the Italian election referendum, there’s little real “news” to talk about. In fact, our Monday here started off with a Win-10 update and a Western Digital Synch update for the home network attached storage units, so it has been one of … Read More

“What we really need a faster way to make a million bucks…” Since I take a generous one morning off each week to sleep in, we were doing what married couples do now and then; reviewing where we are and where we’re going. “The answer is probably in MARKETING something. Something which is already being … Read More

This is certainly obvious, but what would happen if non-stationary machines (robotic) were required to have Social Security numbers and pay…you know…income tax?We get into that along with some discussion of accounting rules about depreciation this morning.But first, let’s see how the president-elect has just basically put the whole U.S. State Department on probation, shall … Read More

We will dish up this morning’s Job numbers in a minute. But before we do that, let’s ask a theoretical question, shall we? Can the jobs picture be too good? Here’s the problem in dehydrated form: Too many job openings means everyone can find a job if they just get out and look for one. … Read More

Since I have most of the paper the F.C.C. has ever offered, like the Extra Class ham ticket, the old First Class Commercial ticket and the poor substitute General Radio Operator License, and since banging out 30 words a minute Morse really is fun, you’ll have to forgive me for offering some advice on the … Read More

I have been telling subscribers for, oh gosh, something like a year or longer, that we ought to have one more major blow-off in 2016 – with continuation into 2017 – before the market hits a new all-time high and from which we will plunge into the Depression to End Depressions. We have been working … Read More

Marketing 603 Lecture, huh? Well, seeing as you are still here, curious about this “crooked” stuff… Sorry to be a whiner here, but every so-often I get a little cranky and have to point things out about our dearly beloved internet that just isn’t being reported either by the MSM or the AltPress itself. Let’s … Read More

A number of readers have asked about Financial Planners.  Do I know any good ones…and so on. This morning, we look at the problem of finding a good one and we give you some ideas to kick around during your search. Ultimately, though, the problem is that any kind of financial “planner” can only be … Read More