A Macroprudential Paradox

Every time a Bubble arises, supporters of the “new paradigm” argue that somehow “This time it’s different.    The data says it hasn’t been different yet.

One of these days that may be true.  However, we have come up with a method by which similarities may become clear between non-equivalent markets with wide temporal separation.

Which may sound like gibberish until events this fall roll out that are seemingly now cast in stone.

After a few headlines and a second cup of tea, natch!

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author avatar
George Ure
Amazon Author Page: https://www.amazon.com/George-Ure/e/B0098M3VY8%3Fref=dbs_a_mng_rwt_scns_share UrbanSurvival Bio: https://urbansurvival.com/about-george-ure/

48 thoughts on “A Macroprudential Paradox”

  1. Peter Sellers’ lines as Inspector Clouseau were hilarious. The man was pure comedy genius. I do however, remember more of his lines from Dr. Strangelove.

    “We don’t want to start a nuclear war unless we really have to, now do we Jack?” …. Captain Mandrake” to Colonel Jack Ripper

    “He said war was too important to be left to the generals. When he said that, 50 years ago, he might have been right. But today, war is too important to be left to politicians. They have neither the time, the training, nor the inclination for strategic thought.”
    …. Colonel Jack Ripper

    • Peter Sellers and Stanley Kubrick – unmatchable creative synergy from a tremendously talented duo! One of my favorite and brilliantly satirical lines in Strangelove was uttered by Sellers’ President Merkin Muffley character as an argument broke out in the War Room: “Gentlemen you can’t fight in here, this is the War Room!”

    • from the republic..
      Plato.. “Unless, said I, either philosophers become kings in our states or those whom we now call our kings and rulers take to the pursuit of philosophy seriously and adequately, and there is a conjunction of these two things, political power and philosophic intellgence, while the motley horde of the natures who at present pursue either apart from the other are compulsory excluded, there can be no cessation of troubles, dear Glaucon, for our states, nor, I fancy, for the human race either. (473d-e)”
      that is one of my favorite quotes..

      “And once the storm is over, you won’t remember how you made it through, how you managed to survive. You won’t even be sure, whether the storm is really over. But one thing is certain. When you come out of the storm, you won’t be the same person who walked in. That’s what this storm’s all about.”
      ? Haruki Murakami, Kafka on the Shore

      “Attitude is a choice. Happiness is a choice. Optimism is a choice. Kindness is a choice. Giving is a choice. Respect is a choice. Whatever choice you make makes you. Choose wisely.”
      ? Roy T. Bennett, The Light in the Heart

      Those are some of my favorite quotes..
      I truly believe that my hard life experiences helped to create the soul of my character.. I experienced the hard times.. , starvation, poverty, illness, the feeling of dependency, and hard work.. If I had had an easy life.. I wouldn’t have had the opportunity to learn the things I did.. I would not have learned how to do the things I know how to do.. I would have been like the vast majority of the mindless, emotionless herd.. with the mental comprehension that it always happens to someone else..
      this poem really hits home.. and when I couldn’t walk and was stuck in a chair.. this poem meant more to me.. I was saved by a professor.. that told me to visit his favorite site.. ( if your reading the comments.. thank you young man.. )
      when I had to learn how to walk again.. and ten feet was a distance to far.. or when I fell outside in a blizzard trying to take the trash out.. ( learned to carry a phone LOL) and had to crawl.. I truly knew the meaning of this poem.. the one thing I enjoyed about health care.. rich famous or the normal everyday person.. I loved to hear their life stories.. empathetic of their needs and pain.. thought I understood until it happened to me.. then I knew that I didn’t have a clue..
      when I fell thirty feet and had to crawl.. I have been there done that.. lifes lessons .. one of the hardest was the year I was in a wheel chair.. the wife had had a minor stroke.. and her employers insurance company wanted the two of us off of their insurance plan.. they had all sorts of issues.. then they quit trying to dump us off of the plan.. and in less than a month we had no income.. the wife kept a brave face.. but late at night when no one was watching and she thought she was alone.. she would break down and cry.. it tore my heart out.. such a good woman.. now I get around with a cane.. I see others in the same way they show their brave face.. but late at night.. I am sure it is the same..
      those are the ones that give up hope that I try to help.. give them a hand up.. someone to vent to .. George and urban survival gave me that venting spot to visit.. enough variations of the happenings in life to keep my mind busy and contemplating a multitude of subjects.. george will never know the depth of my gratitude.. thank you young man.. for having this blog site..

      SEE ME

      What do you see Carriers, what do you see?
      What are you thinking when you look at me?
      A crabby old woman, not very wise
      Uncertain of habit, with far away eyes.
      Who dribbles her food and makes no reply
      When you say in a loud voice “I do wish you would try”

      Who seems not to notice the things that you do
      And forever is losing a stocking or shoe
      Who, unresisting or not, lets you do as you will
      with bathing and feeding the long day to fill
      Is that what you’re thinking, is that what you see?
      Then open your eyes, you are not looking at ME.

      I’ll tell you who I am as I sit here so still
      As I move at your bidding, as I eat at your will.
      I’m a small child of ten with a father and mother,
      brothers and sisters who love one another.
      A young girl at sixteen with wings on her feet
      dreaming of soon now a lover she’ll meet.

      A bride soon at twenty – my heart gives a leap
      remembering the vows that I promised to keep.
      At twenty-five now I have young of my own
      who need me to build a secure happy home.
      A woman of thirty my young grow fast
      bound to each other with ties that should last.

      At forty, my young now soon will be gone but my man stays beside
      me to see I don’t mourn.
      At fifty once more babies play round my knee
      again we know children, my loved one and me.

      Dark days are upon me, my husband is dead
      I look at the future, I shudder with dread.
      For my young are all busy rearing young of their own
      and I think of the years and the love I have known.

      I’m an old woman now and nature is cruel, ’tis her jest to make old
      age look like a fool.
      The body it crumbles, grace and vigour depart
      and now there’s a stone where I once had a heart.
      But, inside this old carcass, a young girl still dwells
      and now and again my battered heart swells.
      I remember the joys, I remember the pain, and I’m loving and living
      life over again.

      I think of the years all too few – gone so fast
      and accept the stark fact that nothing can last.
      So open your eyes, Carers, open and see
      not a crabby old woman, look closer – see ME.

      • OTOH there is the view that all life’s experiences are simply the result of previous actions (sometimes known as Karma).

        And that’s not to diminish, for a moment, your valiant struggle with your personal situations – all success to you! (future circumstances are the result of present actions)

        However, the individual having the ‘easy’ time earned that too.

      • Most likely it can. In the Grand Canyon, accessible clean water is hard to come by and even harder to carry. It’s nearly impossible to carry enough water for a full day’s trip in full sun, so you need to rely on a good filter. A Katadyn unit certainly saved me when the only available water was a seep covered with some green stuff. After hours of climbing out of the canyon, starting before first light and staying in shade as much as possible, we’d gone through well over two gallons of water already. That seep filtered to become clear water and regardless, it was necessary to refill both ourselves and the canteens. The rest of the trip was tiring, but otherwise uneventful.

        I do think the media is trying to shape us into accepting hardship for some reason. Perhaps for the next war? Whatever, I expect more of the same, and will stay with clean well water if at all possible.

  2. In my career, I once had the honor and opportunity to work with an Academy Award winner Director. After a while, I realized one of his primary skills was total, complete, and uncompromising self-honesty.

    It was three in the morning everybody was on triple golden time, we were all sleepy and frustrated — the thing we were filming was so goddam ornery and difficult…

    The crew was all young squirts. The Master was an Old Man with various Old Man physical challenges — but he would NOT sign off on a second-rate shot, and call it acceptable when it wasn’t; even though he was hurting. Coming back tomorrow was not possible for reasons I won’t bore you with — so, it was Get It Done Right, or admit simple failure. Allowing failure doesn’t win big-shot awards.

    We re-set and re-tried some more times, and just as the sun was coming up, it finally worked, and we cleaned up and went home. The Master was the one who turned out the lights and locked the front door, after the entire crew and clients left. He was not late for work the next day.

    Total self-honesty can be painful; but it can work wonders, too.

    So it is with anything. The difference is some people know it, and simply never give up. And most don’t.

    Those with ears and brains will know why I told this little vignette now.

  3. I take this as a good sign.. are they starting to get smart..
    Brings up a couple of questions.. Did they see what is really going to happen.. and that they won’t win this one.. and are backing down..
    Did someone put brandon on ice.. ( I believe they put the perv on ice.. Probably just got the alphabets to do his buying and pimping.. or put a few female employees on his team.. who knows.. they sure are keeping him under wraps.. it was a daily thing there.. where you wondered just what was the guy doing now… then bragging about how they were able to do it )



    which brings up an old quote..
    ““If my sons did not want wars, there would be none.” Gutle Schnaper Rothschild ”
    so I am now curious.. did everyone see the demise of the dollar pound and euro.. over russia and china backing thier currencies.. and the rush to join the brics.. the shut down of manufacturing..
    what better way than to stop the war.. start playing nice.. I will watch the news to see if we start backing out of the conflict with money and arms etc.. but I see it as a hopefull sign that not everyone in politics is a total douche bag..

    • “Biden administration announces nearly $800 million in new Ukraine aid.” Yesterday afternoon. [Drones and missiles included.]

  4. Morning George

    Pete Buttigieg will go on a four-day, six-state tour, as Biden administration touts $1 trillion infrastructure bill …


    Interesting where the money goes. I’m sure Ohioans are absolutely ecstatically overjoyed that “$24.5 million reconstruct roadways and pathways connecting to a major amusement park in Ohio.”
    Can’t wait to find out, which one. – and the reason behind it. Hmmm?

    Read the other day, CERN has too many particles and, it’s become a bit of a problem ….


    Kinda like my daughter’s Squishmellow collection. They’re cute and soft but too many names to remember and the pile of them can be a bit overwhelming, sometimes. Too much, too fast, for too long … can become problematic … just ask a junky.

    And back in the day, it was predicted that all the glaciers and ice would melt and, the coastlines of the world would be inundated. Ok, so where’s the inundation ? Last time I checked, the white stuff was disappearing and so too the lakes and rivers, globally. Where the fuck is the water going?

    I’m sure at the time of Noah, someone must have asked, “Where the fuck is all this rain coming from?”

    Interesting that before a tsunami, the water recedes then comes back with a vengeance. Maybe this is a precursor to another great flood? Hell, can’t be all politics. Politics only entertain us while disasters happen.

    • “Pete Buttigieg will go on a four-day, six-state tour, as Biden administration touts $1 trillion infrastructure bill …”

      They printed up all that money.. spent it who knows what.. now another trillion.. not even counting all the billions of dollars .. where is it going to come from.. where is it going.. is this one going to be exactly like all the previous trillions and nothing is going to get done.. at one time .. the cost to repair the infrastructure was four trillion.. now we printed up; double that.. and everything remains the same..

    • My guess is the one in the southwest.

      I’ve never felt out Sandusky politically, but it’s so small it’d not surprise me if the local pols were Republican. Cincy is as leftist as any other major city, and Dizzney now owns “King’s Island” so…

      Am I missing one? Aurora closed years ago. Is there a “Six Flags” in Cleveland or Canton…?

      • You’re not missing one, Ray.

        Sandusky isn’t what it use to be … it’s grown, but not in a good way. Kalahari Water Park can be dangerous, per example.

        Ah, but there is Camp Perry near there. – kind of an odd place. Quiet … too quiet.

    • Buttjudge is campaigning for Prez.

      He is a real-life illustration of how “Rhodes Scholar” and Oxford’s grad program have degraded to meaninglessness. Based on his experiences he should be bright and capable. He is neither.

      I’ll probably be getting a set of either Blizzaks or Hakkapeliittas for the Highlander, for snow season, and I’ll go to South Bend to do so. We’ll see if the town scares me as much now as it did when he was allegedly running it…

      • Buttgig is campaigning for president?

        That loser can’t even do his job and improve the infrastructure that we already have! IMHO, he’s directly responsible for the supply chain nonsense at the ports in southern Kalifornia. He could have simply bypassed the stupid regulations on older trucks clearing the logjam, lifted the rules on DEF and allowed legal bypasses. He could certainly have pushed back on the EPA to make sure nothing interfered with the free flow of goods. Instead he keeps blathering nonsense about “climate change” and various green crap. That may or may not be the next century’s problem.

        I’ve always said that if you don’t survive the short term, there is no long term. Political hacks don’t solve problems. Innovators and guys with balls to fix things do.

      • Fear of getting rear-ended ?

        ..safer than living in Sweden anytime in the near future – no doubt..

        new swedish desert – the selma seen – blackened & eXtra krispiga Vafflor aka “kinzaled” waffles.

        No need to turn the lights on for this meal – as it provides its own illumination, as well providing some extra special vitamins and metals.

        – mass posioning of Russian troops with US supplied Botulinum toxin type “B”.
        – mossad assassination of Alexander Dugins daughter Daria yesterday – in car bomb attack meant for Alex.

        PooterZ measured response ..” gonna leave a mark, that one”

  5. “Ukraine” being code for U.S.A. would blow-out a nuke plant and blame Russia. Recall Little Bush dumping depleted uranium on Iraqi children. Bush was awarded a second term for those heroics. At a certain point the Euros started complaining about elevated radiation wafting across their continent so Bush had to stop.

    Using Dr. Bush as precedent Putin should build a 5,000 kilometer wide nuclear ‘forbidden zone’ by blowing out a chain of nuke plants across Europe blocking the “West” from any entry…. ‘good fences make good neighbors’ and all that.

    (O/T – The U.S.A. has an all volunteer military meaning the people who did those deeds on Iraq did so voluntarily and could be brought up on war crimes 30 years from now, after the Fourth turning. The Fourth Turn describing 1938 Germany Vs 1948 Germany as example and the German boys were conscripted.)

    • “Bush dumping depleted uranium on Iraqi children.”

      ??? wasn’t that blamed on Hussein ….

      • Did you see the Russian kid was assassinated. I said the West hates kids and then they assassinate one. Imagine someone turning Ivanka’s blond hair blood red. Or punting one of Hillary Clinton’s grandchildren off a Fed bank roof. We wouldn’t hear the end of it.

        “Bush Sr.’s Gulf War I was also a nuclear war. 320 tons of depleted uranium were used against Iraq in 1991. A 1998 report by the U.S. Agency for Toxic Substances confirms that inhaling DU causes symptoms identical to those claimed by many sick vets with Gulf War Syndrome.”

        US fired depleted uranium at civilian areas in 2003 Iraq war, report finds

        “Coordinates revealing where US jets and tanks fired nearly 10,000 DU rounds in Iraq during the war in 2003 have been obtained by the Dutch peace group Pax. This is the first time that any US DU firing coordinates have been released, despite previous requests by the United Nations Environment Programme and the Iraqi government.”

        Hussein lit-up the oil wells.

  6. “force-feed money directly into people’s bank accounts”

    Biden is forcing money into accounts through the American Rescue Plan. The plans have been busted out for decades. All the assets were auctioned off back in the 1970’s. Who wants to eat a pea?

    Right now we are in an economic space where bailouts are the stability mechanism. The Delphi 13 year retroactive bailout says it all. Next will be a 23 year retroactive bailout for the original pre-Daimler Chrysler workers. Then canceling older student loan debt. Then creating abstract bailouts like post-Colonialism repartitions.

    Or on the other side of the ‘Fourth Turn America’s credit card will be gone.

    The WW2 ‘Fourth gave America whole pieces of meat on the dinner plates. This next ‘Fourth will result in America substituting the steaks with bug product on the dinner plates.

      • Gotta 100mln gallon swimming pool full of clean fresh water and fish, 80 feet from the back door of my secondary. The only bugs I’m ever eating are the ones my mouth collects from the pilot’s seat of a convertible…

  7. The FED had it correct; they knew there was a bubble economy and were attempting to slow it down with increasing interest rates.

    Our grandparents called it the Roaring Twenties. Yes indeed!

    Bonds & Interest rates: https://www.govinfo.gov/content/pkg/ERP-2010/pdf/ERP-2010-table73.pdf

    However, if you read the data Ure presented, they were well on the way to reducing rates several months before the crash and continued to reduce rates.

    Also probably not understood, interest rate changes back then made quick economic changes. Today, about 1/4th of any change is economically effective every quarter. It requires a year for the first 3/4% increase to be fully incorporated into the economy.

    The Roaring Twenties is evident in the S & P 500 dividend yield: https://www.multpl.com/s-p-500-dividend-yield/table/by-year

    1929+ – dividend is very low indicting an extremely overbought market.

    Compare that era with today. Oh my oh my, risk assets today are yielding a risk-free rate.

    That is directly opposite to what’s happening today. We have yet to see the consequences.

    And the $7+trillion of FED debt yet to be unwound will unwind the economy like never before. Well, maybe the result is exactly like reducing the money supply in the depression era!

    November 8, 2021 chart. It’s an aggregate so it doesn’t represent any particular market but surely does the economy. Business Model.

    What does today’s market look like in a properly balanced economy / market?

    If I understand your ‘aggregate’ comments we have seen the 1-down and maybe ending the 2-up preparing for the 3-down. To me the implication for the 5-down is record breaking; brings tears to grown men.

    Interest rates were not the problem: money supply was: https://www.econlib.org/the-factors-in-the-drastic-money-supply-drop-from-1929-to-1933/

    But, I always say, what do I know.

  8. Bali holidaymakers may wish to diarize that there are 87 days remaining until the G20 Summit which promises “Recover Together, Recover Stronger”. The Indonesian president has again noted he is still expecting Mr. Xi and Mr. Putin in attendance. There are also a number of special guest invitees/stars noted on the G20 website including Mr. Zelensky.

    The G20 site has a cropped 2019 image from the Ukraine president’s website in collar and tie. One might agree that his drab camo outfit and sneakers looked a bit odd beside the dapper Mr. Erdman yesterday in Istanbul. A shave and heeled shoes could offer greater stature to his cause. Perhaps Mr. Zelensky will stop by makeup for a fresh do.

    Mr. Biden’s March 2021 image graces the G20 website taken by his (Atlanta-based?) official White House photographer. The image apparently featured in a CNN broadcast of the period with the line “how one photographer shapes the way the world sees Joe Biden”.

    Certainly the official White House schedule has been updated. Today the President will be proceeding from Wilmington, De. to Rehoboth Beach, De. Serfers in flip-flops may be denied service.

    Back to DJ Ure in studio about to make finely tuned adjustments to the programming schedule with Sister Sledge’s “We Are Family” on an upcoming Tool Time. Who can believe “Days of Our Lives” will be a streaming only broadcast effective next month? Apparently soaps are washed up now. No crying in the suds.

    • Thanks for that info, Jester. My wife is a big DOOL fan since way back, and this will actually be better since we already subscribe to Peacock.

  9. Apparently a lot of employers are anticipating hard times:


    Looking at this from a socionomic perspective: as more employers tighten their belts anticipating an economic meltdown, the more likely that the recession will deepen.

    Trying to predict consumer price inflation and deflation in this environment is difficult. I believe we have already heard the sound of 350 million consumers slamming their pocketbooks shut. That will tend to deflate consumer pricing.

    Supply side shortages can lead to inflation. We have seen that with energy costs; however, the level of inflation was too high for the level of disruption, if you look at historical crude oil and fuel prices. This gets into speculation disrupting markets.

    I have been seeing indications of credit market disruptions, and companies which appeared to be thriving closing their doors abruptly with no explanation. Credit deflation leads to full-on depressions.

    Companies with established niche markets can thrive in this environment, provided they can obtain sufficient credit to meet payroll, without succumbing to the siren song of oppressive long-term debt.

  10. A friend I work with occasionally [ via the internet ] has a doctorate in Chaos Theory and works independently at home [ some very fascinating clients!] My degree is in Theoretical., so I can hang with him – some of the time., but when he goes off into “Chaos Land”, I start getting a headache. He recently sent an email loaded with Chaos Predictions. His “End Date” as he calls it, is Sept 2025. He said a lot happens before then., but that’s when the bell tolls. Isn’t that within the dates predicted here?

    • Interesting.

      Matches up tightly with a long term “cycles” analysis I did many years ago long before I had actually read all the classic works on Cycles Theories … so I was going back to original data that went back a few hundred years and basically “reinventing the wheel” …. except MY data and analysis DIFFERED somewhat from what the BIG TIME writers and academics from years ago concluded (and mine has been exceptionally accurate over the years – MUCH better than what people have come up with using the “accepted” methodologies of those long dead thinkers).

      “Interesting times DEAD AHEAD per my long ago analysis. Wasn’t sure I would live long enough to actually see if my theories were accurate, actually hoped they weren’t. Unfortunately everything is lining up to say that “SHIT, they are proving to be accurate”.

      Because of age it won’t affect me much, but do worry about my kids and grandkid. They may be having some very difficult times to try to live through in order to “get to the other side”.

      Biggest prep you need to do?

      Get right with YOUR God.

  11. Yo Jorge, “always with the negative waves, Moriarity…. always with the negative waves. Have a little faith baby…. (Oddball)” From one of my all time favorite “war” movies. Woof , Woof

  12. I would invite all of you out there to look at mercola.com and read up next on a very good review of what could be taking place in the next few years

  13. “Report Alleges FBI “Had Personal Stake” in Mar-a-Lago Raid – Agents Were After Spygate Documents Trump Was Holding That Likely Implicated FBI”

    As reported earlier today — President Trump declassified a binder on January 19th, 2021 that contains hundreds of pages about the Crossfire Hurricane scandal.


  14. Brian Stelter may be out at CNN, but he already has a job offer from Babylon Bee CEO Seth Dillion.

    “Hey @brianstelter, would you be interested in working for the Bee?” Dillon tweeted. “We’re looking for talent with experience putting out funny fake news. You come highly recommended. Shoot me a DM if you’re interested!”


  15. In Surreal Story, 20-Year-Old Student Acquires 6% Of Bed Bath & Beyond, Makes $110 Million In 3 Weeks

    we read the day’s feel-good “riches to riches” story in which a 20-year-old university student, Jake Freeman, who is an applied mathematics and economics major at the University of Southern California, managed to accumulate 6.2% of the entire outstanding stock of Bed Bath & Beyond at under $5.50 share, and less than a month later sold out of his entire stake through his TD Ameritrade and Interactive Brokers accounts, making $110 million in the process!


    • Great story on this kid.
      It’s obvious he has been taught how to trade by an institutional trader…He got into the trade when price came down and hit the Demand box on the Weekly chart from back at the end of March/beginning of April 2020.
      Supply/Demand trading doesn’t care about the fundamentals (earnings, news, etc) of a stock, it only cares about the area where there was heavy trading volume and a reversal of the trend out on the large time frame charts…the weekly, monthly, quarterly and even yearly charts (yes, quarterly and yearly charts exist).
      There are a few other things to pay attention to for narrowing your accumulation area down so you get a better entry and can enter as price is rising…his entry went 18% against him by dropping another $1. Had he gone down the Day chart and waited for a new demand box to form, then waited for price to move away from it up to the 20 simple moving average area (middle of the bolinger band) and then started buying when price dropped back down to test at and into (by ten cents) the new Day demand box, he would not have gone through the 18% drawdown and would have been able to buy for 50 cents less (allowing him to buy 11% more shares with the savings/12 million more in profit) AND would have been buying the stock on the way up and not on the way down.
      The kid is going to be a great trader!!!

      • I forgot some of the risk management we use: He would have been able to have a defined stop loss 13 cents below the July 1 low of $4.31. So $4.31- .13 = $4.18. If price would have gone to the stop, he would have closed and reversed the trade with a 90% chance of recovering his losses and a high chance of making a profit (based on our trading experiences, if price action breaks out the opposite side of a supply/demand box then price has the strength to continue far enough to recover losses, and, often, to make a profit on the trade).

        Keep in mind, the first rule of trading is to keep what you already have as safe as possible. This means we would not have risked more than 3% of our account AND we would have closed half of the trade as soon as the trade had gone up 3%. What this means is we now have a risk free trade from this point forward because we have closed 1.5% profit and will leave the stop loss where it originally was at half of the original 3% risk = 1.5% risk now – the 1.5% risk we’ve closed = profits of 1.5% cancels risk of 1.5% = zero risk left on the trade.
        Then the only decision is where to start scaling out of the trade as it continues into profit. This is typically at a supply box up above on the Day or Week or Month chart or the 200 day moving average, etc…lots of ways to scale out, but ultimately, we close when the trend reverses the other way based on the same entry process described above…go from reversal to reversal.
        So, we would not have put all our eggs in one basket like this kid appears to have done, we would have defined and controlled our risk, removing the risk as soon as we could which typically happens within a couple days because we’re just riding the big$’s coat tails and they move the market very quickly for us.
        Hopefully I’ve walked through this in a clear step by step manner and it will benefit someone in the urbansurvival community. Have a great week. Take care.

    • It will be a miracle if that’s reflected in lower school taxes!

      My kids were home schooled and they are doing very well. Mostly, it’s about being happy, having a work ethic, and learning to think for yourself. Home school is the best school!

    • It seems that most women dress for either themselves or to impress other women. Those who yearn for sculpted internal labia seem to have no idea of what a desirable vulva is to a man.

      No doubt, the next fashion trend will include sculpted yoga pants to enhance the cameltoe appearance, along with fat injections to swell the external labia.

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