Site Policies

High Level Policy Overview

What UrbanSurvival, Peoplenomics, and related sites collect:

We don’t collect anything, except insofar as the EU-required response to our Cookie notice (next section) and email addresses of interested readers who MAY wish to receive an occasional email from us with (gulp!) commercial content.

The opting in and out of the emails is handled by MailChimp, not us.

When it comes to subscription to our premium service,, we do NOT handle any credit card information.  That all goes through  If you send us a check, we deposit it in the bank and that’s the end of it.  In fact, if it bounces, we don’t even get back to you…we just end access.

Near as we can tell, we don’t collect anything really sensitive, but still, we take pains to keep our computing assets secured, as much as anyone can in these days of a million hackers.

Eventually, the web will collapse under its own weight, as I outlined in my book Broken Web.  Just so’s you know..

Cookie Policy and Advertising Relationships

Google advertising cookies

Google uses cookies to help serve the ads it displays on the websites of its partners, such as websites displaying Google ads or participating in Google certified ad networks. When users visit a Google partner’s website, a cookie may be dropped on that end user’s browser.

Google Analytics cookies

We may set a cookie in order to track how many readers are visiting our website.  The purpose of this is not to spy on you or collect personal information.  Rather, this helps us to understand which articles are of greatest interest to our readers.  We try to do more of what people want information about and less of stuff that is of lesser interect.

Amazon advertising cookies

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to and affiliated sites.

User Provided Content

User Submitted Materials

If you submit a comment, article, or other, we don’t owe you any money for it.  It’s a contribution to the discussions on our websites.

What’s more, if you submit ideas, articles, notions, and so forth, we will take it upon ourselves to pursue derivative works.

Say, for example, you send in a comment that is a poem.

We turn it into a chart-busting multi-platinum hit album.

We don’t owe you anything.

Harsh, but welcome to the world of “derivative works.”

Anyone Can be Banned

What’s more, if you send us material (email, comments, etc.) we are under no obligation to publish or promote it.

Piss us off seriously (rude, insulting behavior in comment responses and such) and we will ban you from the sites.

Fair Comment

If you post a comment, or respond to one, and another (third party, reader) takes a ‘verbal shot’ at you, we have no liability for any damages, consequential, or otherwise.  You are a grown up.

On  the other hand, we are a strong community of readers and independent researchers, so plase treat others with respect and maintain adult decorum.

A Little Surveillance and Tracking History

(Updated 10/16/2013)

Our website advertisers may install short-term tracking as part of measuring our audience response to various advertising campaigns.  There are several ways you may opt out of such programs, but first a general discussion of tracking and why it’s done.

UrbanSurvival, Peoplenomics, and RuralPioneers (all dot coms) do not charge visitors for the use of these sites.  Since we are not millionaires, volunteering 70-hours a week and continuing to eat just aren’t in the cards, yet.

We sell ads.

Advertisers track response rates using a variety of means.  Some use simple session-length cookies while others use more advanced techniques such as short snips of Java code to see where ad site visitors are coming from – and more importantly – who’s buying.  Some even hold your “curiousity” about a product or service and will feed you a reminder via another website you visit down the road.

There are a number of ways that a typical home user can reduce the odds of being tracked.

According to our hosting service, probably the simplest way is to use the Google Chrome browser, which you can download free from Google’s site, and run it in the incognito mode.

The second choice is to use an open source product like Firefox which has a very large and highly aware user community.  If you use Firefox, we suggest you install their Lightbeam add-on which will reveal what advertising (and other) tracking services are being used.

There’s a growing feeling that Microsoft products among the least desirable browsing options.  However, even here, there are ways to reduce your “footprint” including a thorough read of Microsoft setting options.

A number of cookie cleaning products may be used on your computer to  improve security.  One of these is CCleaner while another is MalwareBytes.  Google ‘em for details.

Since installation of JavaScript is becoming popular, you can choose to disable Java on your browser, except then, some websites may not operate correctly.  You see, Java is also used for menuing systems and some kinds of displays (particularly trading platforms) so it’s not a “happy” solution, either. Especially because some of us who are active traders use Java-based real-time trading platforms.

The bottom line is we’re not installing cookies for anything other than ad tracking and if you find otherwise, we’d sure appreciate a note with details.

To Reiterate

(from 10/26/2013)

No Compensation for Emails, Comments, or Ideas

(Updated 1/1/1997)

All emails sent to  and/or  as well as those communicated telephonically, electronically, or by other means become, upon receipt, fair use for discussion of the wide range of topics covered by this site.

If a person doesn’t not wish material used, don’t send it!

Look:  I’m a writer, for God’s sake, and if you share an idea with me – and for the sake of clarity I choose to use a quote (of any size) that does not constitute any contract or liability for payment upon use of said ideas, quotes, or concepts.

Further, none will be paid under any circumstances. (Being broke helps us here.)

When references to specific snips of emails are used, they are always handled in a way which reduces or eliminates any specific user identification.

Don’t send emails and claim damages.  I will have you reading this notice in any court proceding and we’ll start with you speaking in a very loud voice:

“I am a leach and a pox upon the legal system because I am intellectually dishonest and claim rights to ideas which were usually not my original thoughts in the first place.  I am attempting to victimize the UrbanSurvival, Peoplenomics or other Ure websites and its sponsor as I am a worthless piece of shit human that can’t make their way through other than larcenous litigation.”  

Yep, that’d about cover it.  Except for discovery which will generally prove prior art is ours fair and square (or derivative works) and then a treble damages harrassment suit in return….yes, we can play the game of my lawyer’s a bigger jerk than yours is…but you don’t want my lawyer’s bills on top of damages, do you?

Better: We all share ideas in a nice colleagial way, I aggregate, present, comment and no personally identifiable info…seems reasonable enough, doesn’t it?  So it’s pre factum your read this part and agree…because if you read this website you likely have a brain which in and of itself is an unusual developpment these days…

Effective date: 1/1/1997

Statement of Loyalty (“UrbanSurvival”) is an economics orient news commentary web site that represents the personal views of George Ure, and is a constitutionally protected news gathering, analysis, and dissemination enterprise. Mr. Ure is an American Citizen and supports, without reservation, the ideals of the Founders as embodied in the United State Constitution and Bill of Rights.

On the other hand, he has a few issues with non-elective government, particularly those which deny constitutional rights under the “color of law.”

Open and Gray Literature Sources

UrbanSurvival supports the lawfully elected government of the United States and will never knowingly report or reveal information that it believes would place the lives of Americans, American Military Personnel, or legal government interests in harms way.  UrbanSurvival uses exclusively Open Source defined by the Director of Central Intelligence [26 Sep 2000] as:

“Open source information…is publicly available information (i.e., any member of the public could lawfully obtain the information by request or observation) as well as other unclassified information that has limited public distribution or access.”

UrbanSurvival may also, from time to time, use Gray Literature as source material, defined by the Interagency Gray Literature Working Group as follows:

“Gray literature, regardless of media, can include, but is not limited to, research reports, technical reports, economic reports, trip reports, working papers, discussion papers, unofficial government documents, proceedings, preprints, research reports, studies, dissertations and theses, trade literature, market surveys, and newsletters. This material cuts across scientific, political, socio-economic, and military disciplines.”

When UrbanSurvival reports express a viewpoint, or conjecture, they are labeled or identified as Mr. Ure’s views, opinions, or conjectures and are based solely on his own research which may include, but it not limited to, Open Source and Gray Source material.  Mr. Ure does not publish reports based upon information already not available to other law abiding Private Citizens.

Press releases may be used in whole, in part,.or as media extracts.  It’s a press release, for heaven’s sake!

No Liability by Urban Survival, Peoplenomics, Rural Pioneers

Urban Survival does not make any representations, warranties or guarantees, express or implied, regarding the accuracy or completeness of the information displayed on this web site.

The information is supplied by Urban Survival and its related websites is provided with the express condition, to which everyone using it is subject, that no obligation, responsibility or liability shall be incurred by Urban Survival, its related sites and/or its principals for any loss or damage, whether incidental, special, indirect or consequential, in connection with, caused by or arising from, any use of, or reliance upon, the information contained on the Urban Survival or related web sites.

We do our best, but what value our sites offer is for you to discern with no liability on our part.

Independent Opinion

No Advice Given by Urban Survival

We do not pass judgment on the investment merit of companies, options, futures, bonds, commodities or any other financial instruments or physical properties mentioned or discussed on the Urban Survival and related web sites.

We do not give investment advice and our comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity or any other financial instrument or physical good at any time. We are not registered advisors and don’t want to manage your money.

A qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, should be consulted prior to the purchase or sale of any investment.

No Promotion or Investor Relations Activities by Urban Survival Urban, Peoplenomics and Related Sites

George Ure, and his web sites, are not principals, do not play promotional roles, do not perform investor relations activities, and do not accept payment of any kind from public companies, directly or indirectly, in connection with these two functions.

Promotional role is defined as communicating with investment dealers, advisors, and shareholders – both current and prospective- to increase awareness of and interest in a publicly traded company. Investor relations is defined as various services rendered, from the preparation of corporate brochures, to shareholder communications, to specific campaigns designed to increase trading activity in the shares of a publicly traded company.

We do accept adverting in order to fund our websites, however all advertising is clearly labeled except for those incidentals to product reviews which may include links to sources.

Links: Security and Appropriateness

Urban Survival contains links to other Internet sites. Such links are not endorsements of any viewpoints, products or services of such sites, and no information in such site has been endorsed or approved by UrbanSurvival, its related sites, or principals. UrbanSurvival is not liable for any errors, omissions, bugs, viruses, or other problems that linked sites may cause.

Urban Survival is not responsible for the content or links to the content of the Internet, World Wide Web, FTP sites, USENET, or any other service that is outside the and/or web site.

Further Privacy Statement

The principals of Urban Survival exclusively handle all correspondence from its users and will not disclose personal information of any type, including your email address, to outside parties for any purpose, unless we are instructed to do so by the user or are ordered to do so by a court of competent jurisdiction. We will defend your right to privacy as best we can.

Subscribers to the site are assigned a username and password that are simply the subscriber’s  Username and Password. We encourage you to use something unique but since no financial data is on our site, do whatever you must.


All original articles contained on, and related properties are copyright and may not be reproduced in any way without permission in advance.

When cited:  Other works are cited in accordance with Fair Use provisions of the DCMA.

Further, once we have been granted permission to use other materials, such as proprietary reports, such permission is considered irrevocable for all time.

Trade Marks and Service Marks

The principals of Urban Survival specifically claim all rights to the phrase “Urban Survival”, “UrbanSurvival” and “”.  As well as “Peoplenomics” which may not be used in a web server address without violtating our Trademark.

No use of these terms may be made without express prior consent, except as provided for by academics and authors under fair use provisions of current U.S. Copyright law. First use of these terms occurred in 1996.

The term “RuralPioneer” is presently trademarked and finalization of registration is pending.  Peoplenomics is also a trademarked term.

Frankly, we should have TM’ed UrbanSurv, but you know, I had no idea there were so many name-thieving crooks in the world.  My bad.

Additional Disclaimer for Investors

The author(s) of these page(s) is not connected with the financial industry except as an observer with some education and experience and as a private investor.

Nothing here should be construed as giving financial advice. Prospective investors should contact a suitably qualified financial advisor.

No warranty or guarantee is given regarding the accuracy, reliability, veracity, or completeness of the information provided here or by following links from this page, and under no circumstances will the author or service provider be liable for any loss including but not limited to direct, indirect, incidental, special or consequential damages caused by using the information, or as a result of the risks inherent in the stock market.

Excerpts herein are reproduced or linked with the intention to conform to the UK Copyright, Designs and Patents Act 1988 and the US 1976 Copyright Act and DCMA permitting fair use of extracts for criticism, review and news reporting.

Additional Disclaimer for Regular Folks

You need to read this part    – picture yourself having to read it in public because reading this site implies agreement to our terms…

Only a weak-willed sissy (or a lawyer – and a slimy one at that) would ever ACTUALLY really read a disclaimer.  By reading this you are admitting that you are not in charge of your personal life, that you have no self confidence and can not be trusted to make your own intelligent decisions.  Is that what you really want?  Do you want your friends to know what a flake you are?  Do you want the whole world to know that if something goes wrong – rather than fixing it – you’ll run simpering to a shyster to make it right.

Any idiot should know that the internet is a wild West kind of place and that when you visit an internet site, you take your chances.

Come on, grow up!

I am not offering you financial personal financial advice. Sure the sky is falling.  This site writes about it. If you wanna duck, that’s dandy.  If you don’t, well that’s your business.  If you want to play in the middle of the freeway, that’s your business, too.

If you have taken the time to read through this onerous compilation, I hope you’re making $300 an hour or more and you’ve been paid in advance.

This site is about what I am doing about my economic future and I share my views along the way.  You’re welcome to enjoy the site, but reading it means you agree not to sue me.  If you have a different opinion, go break down and buy a copy of Front Page or set up a WordPress site and start writing, champ.

You know what is sick?  There is a whole world of lawyers out there want will support you in whatever you do – no matter how stupid.  Take this disclaimer.  It comes right out and says ‘DON’T TRADE ON ANY ADVICE OFFERED ON THIS SITE WITHOUT TALKING TO A PROFESSIONAL FIRST.  INVESTING – ESPECIALLY OPTIONS TRADING IS A FINE BUT RISKY (zero-sum, take the money from the new kids kind of) GAME!  PEOPLE CAN – AND DO – LOSE THEIR BUTTS ON A REGULAR BASIS.  IF YOU WON’T FEEL BAD MAKING A PAYMENT ON SOME LONG ISLAND RICH KID’S MERCEDES, THEN FINE, MAYBE YOU HAVE THE TEMPERAMENT – EVEN SO, GET EXPERT HELP BEFORE YOU INVEST”.

WHEW!  Having said all that, if you trade (or buy something) based on any information on this page –  there is no doubt some slime ball who will promise you the moon if you do something stupid and lose money, you own that decision.

There’s no doubt some hack will suggest “recourse”.  I’m an ex-journalist by trade – even got a bunch of awards tucked away (SDX and so forth in fact) and I try to present facts – within context.  I will no doubt someday fail to get it just right.  Oh well.  Stuff happens. You lose on your trades, I lose on mine.  You ain’t paying me.  (If you would like to pay, of course, send the check along…)

Well fine.  This part of the disclaimer is specifically written not for the lawyer-leaches of the world, but for the really good folks who are Mr. & Ms. and Mrs. Joe Six-pack.  That’s right – the heart and soul of America.  The working people who think there are too many promises, too many lawyers, and too much crap in the courts to award you a dime, anyway.

Boy, I could go on disclaiming all day.  It’s a cleansing exercise for me.  But you may have had enough.  Picture having to read this in court:  Telling the court what an idiot you are for not being responsible for your own actions.  Looking for someone else to pin it on. Why, it’s amazing you can even put on your own Depend. If you’re that kind of person do not use any of our websites.  Go do something else with your time.

Now very much more seriously:

This site doesn’t offer investment advise. I don’t collect “cookies”  – that’s advertiser country – since I don’t care where you spend your time on the web. You make your own investment picks, you pay your money and you take your own chances.

If this isn’t sufficiently clear to you, again please click away to some other place on the web right now and never visit here again.  You’ll be happy in your small world, and the rest of us can go build a better future for our kids and grand kids.

George Ure